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L&N BLOG FOR SIMPLE CLEAR ADVICE

Upcycling your home

17/2/2021

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The home styling tv shows are amazing and they make everything seem really obvious and easy, just take down a wall, open up a kitchen area and build an extension on to a garden area all within thirty minutes, amazing. 

Then back in real time you start to wonder whether any of it is possible. Then after a lot of thought you talk yourself out of the idea as it would be too much to take on and not necessary. 

However, homes do need work to update them, to meet our current life-style choices. Space for children, grandchildren and even our work lives is completely different from what has gone before, and very rarely do our houses meet our needs. 

So, if you would like to discuss a build project, extension, conversion then get in contact, we have planners, architects, and builders to provide a full project advice and undertake works from start to finish that make your ideas into reality, a bit like they do on tv. 
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Contact me
If you'd like to speak to me about any of the above you can give me a call or send me a message and I'd be happy to help.

Call me on  01273 245234  
​
or send me an email
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Improve your home with a GREEN HOMES GRANT

9/9/2020

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Tropical nights and sweltering days have been a real issue in August and one that is likely to only get worse year on year.  Having the right conditions to work from home during the day as well as sleep in the evenings is now a situation facing many and if like me you have two people working from home then this becomes a multi room issue. 

There are some basic changes that can be made, like moving home offices to the north side of the building where it is coolest during the day, creating air flows by opening windows and doors during the night or early hours to release hot air and closing during the day to prevent warm air entering.  

Green Homes Grant

However, many maybe considering longer term house improvements, including better insulation, new windows, air conditioning systems. The Governments Green Home Improvements Grant will be available from September and this covers two third of the costs up to £5000 or £10 000 for those on lowest incomes.  The scheme covers insulation and windows so this would be a good way to start those improvements.     

Links

The link below provides further details of what is covered by the Green Grant https://www.choose.co.uk/news/2020/home-energy-improvement-grants-announced-government/ 

Externally fitted air conditioning units can be an expensive so this link provides a list of alternatives to air conditioners, and there is something for every budget.
 https://knowtheflo.com/alternatives-to-air-conditioners

Do remember that externally fitted units, shutters, solar shades may require planning consent before being fitted so do contact me if you need to check whether or not consent is required.  

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Contact me
If you'd like to speak to me about any of the above you can give me a call or send me a message and I'd be happy to help.

Call me on  01273 245234  
​
or send me an email
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Dont GO OUT, GO UP!!

8/8/2020

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If you don’t have the luxury of building additional space around your house, you can now think about adding storeys without having to get formal planning consent. 

From September 1st 2020 the permitted development rights have been extended. If you have a detached house you can raise the roof by 7m or two storeys and if you are a single storey bungalow then you can raise to a maximum of 3.5m or a single storey.

If you are semi-detached or terraced property then you can only go up 3.5m above the highest part of your neighbour’s roof if it is lower than yours, (or the highest one in the terrace).

Of course, being planning nothing is easy, so you will still need to get approval from the Local Planning Authority by submitting a Prior Approval application which sets out a construction management plan, the impact of your development on neighbours and your matching materials.

You can find details about the new regulations on the planning portal website www.planningportal.co.uk but if you need further assistance then do get in touch.  
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Contact me
If you'd like to speak to me about any of the above you can give me a call or send me a message and I'd be happy to help.

Call me on  01273 245234  
​
or send me an email
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Making money from your home

9/6/2020

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Properties can be used to bring in extra revenue even if you live in them. Renting a spare room is the obvious way to increase a household income and while income from a lodger may affect some benefits it doesn’t affect Universal Credit, though you do have to tell Universal Credit of your increase income.
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A good guide can be found at...
https://england.shelter.org.uk/housing_advice/repossession/taking_in_a_lodger_if_you_have_a_mortgage     
Driveways & Garages
Likewise, you can rent out driveways and garages, but do be careful as using a driveway for commercial parking or a garage for storage could be seen as a change of the residential use of the property, so do check with the local planning authority first or call us at L & N for an assessment.  

Outbuildings or annexes 
If you have the space, it is also possible to create outbuildings or annexes for rent, but these buildings would have to be used in conjunction with the main house and not completely separately.

Filming location
If you have an unusual or quirky property then do check out filming companies as they often have a portfolio of houses, they use in filming programmes, particularly if they are good examples of period properties. 

Camping Glamping
If you are lucky enough to have separate land, then some land can have a change of use for up to 28 days per calendar year without needing planning permission so weekend glamping/camping etc can be undertaken throughout the summer.

​If you’d like to chat about whether your house can be used to raise income then do get in touch.    
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Contact me
If you'd like to speak to me about any of the above you can give me a call or send me a message and I'd be happy to help.

Call me on  01273 245234  
​
or send me an email
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HOW TO FINANCE a home renovation project

25/5/2020

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​If times weren’t hard enough, we now face the biggest recession on record, which will make the costs of moving house a greater factor in whether we stay and change what we have, or whether the changes are too great and a new property is the only way forward. The biggest problem with any house renovation project is the budget.

There is no upper limit on what you could spend but obviously we would urge you to try and not spend more than the resulting property is worth, but do remember to include in your budget a contingency fee of approximately 20% as you will find things along the way that you hadn’t planned for.

Here are some possible tips on how to finance a home renovation project once you have costed your budget...
1. Mortgage
Seek out an independent mortgage advisor to search the best interest rate deals and take into account when your current mortgage is tied into. Can then work out the best rate deals for you to determine affordability.

2. Personal Loans/ Credit Cards,
Be careful when taking out any loans or credit cards. You need to be very organised to keep up to date with repayments and ideally you will want to look at 0% APR deals but these tend to be for a short period and will need switching frequently. Make sure that you look at whether your current credit score can be improved and workout security on how you intend to make repayments. Your home can be at risk if you don't make repayments so please do get independent financial advice if you’re not sure.

3. Family Borrowing
Approaching your family for a loan or part loan can cause tensions, but family members can buy a part share of your property as a future investment. If buying part of a property then legal advice will be needed.

4. Releasing money from Pension of equity of home.
Releasing money from a pension or from the equity of your existing home is a possibility, but sometimes this can have long term effects. If you are choosing this route, then we would urge you to seek the advice of an independent financial advisor that can go through the long-term aspects of releasing money in the short term. Be realistic with your budget, and potential overspends. Building materials can rise rapidly so what you may have costed three months ago may not be the same as you need now. Also, as you go through your project, make sure you write up every cost along the way no matter how small, as often the small things add up to a significant part of the budget. 

The link below provides an idea of costs for an extension and how to set out a budget but if you need further advice then please let us know.
Useful Link:  Extension cost & budget guide
https://www.self-build.co.uk/extension-cost-guide
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Contact me
If you'd like to speak to me about any of the above you can give me a call or send me a message and I'd be happy to help.

Call me on  01273 245234  
​
or send me an email
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Planning & COVID-19

15/4/2020

 
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There will lots of changes to our lifestyles once this pandemic is over. At a world wide scale, there will be changes to tourism, international movements and airports, global health and business structures.
Have a think now about your life has changed in the last couple of weeks and how you could change your surroundings to better cope with situations in the future
On a local scale however, things will also need to be thought about, for the self employed and how they can work from home. How we look after elderly relatives, how families can teach children from home and how local shops can be supported to provide for the local community.

Here's a few ideas...

  • Have you elderly relatives? Do they need to be close? Would an annex be a possibility?
  • Do you have enough space to work from home? Do you need a workshop or outdoor office area?
  • Do you have enough space to exercise? Outdoor gym or indoor keep fit area?
  • Was there enough space indoors to teach or play with your children? Would a loft conversion or an extension address this?
  • Better storage facilities nearby for local shops, so they can access stocks.  Lockups, garages shared spaces may be the answer?
Have a think now about your life has changed in the last couple of weeks and how you could change your surroundings to better cope with situations in the future. There’s no need to wait, you can look online to https://interactive.planningportal.co.uk to see what can be done without planning permission, and if you need any further help to discuss ideas then contact me at info.sussexplanning@gmail.com  ​
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Contact me

If you'd like to speak to me about any of the above you can give me a call or send me a message and I'd be happy to help.

Call me on  01273 245234  
​
or send me an email

MORE

DOING A DEVELOPMENT?... HERE'S THE ESSENTIALS YOU NEED TO KNOW

5/3/2020

 
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Introduction

“Town Planning” that’s an amazing choice of career, you’ll hear no one say ever!! Yet town planning effects everyone every day. From the route you travel to work, to the living accommodation you can or can’t afford and it is genuinely fascinating, (though I could be bias).

Over the coming months we’ll aim for this small blog to uncover some of things you may need to know about your property and workspace but do feel free to get in touch with us if there’s any questions you need answering.

Nearly every construction and DIY project, even the small ones, need some form of planning consent. To try and simplify the system of gaining planning consent the Government created some legislation which gives householders some basic rights to undertake work to their property without having to go through the formal planning process. These rights are all listed within the Permitted Development Order (hence them being known as Permitted Development Rights) but often they come with conditions and these can cause confusion because they are not clearly set out. 
For example, if a fence can be 2m in height where do you measure it from if your garden is on a slope or your land is higher than your neighbours?
knowing what you can do is sometimes difficult to determine and just when you think that’s confusing the householder rights change.
Many of the permitted rights also only apply to houses and not to flats, so again knowing what you can do is sometimes difficult to determine and just when you think that’s confusing the householder rights change if you’re in a Conservation Area, have a listed building or within the South Downs National Park boundary.

Essential Advice

1.  Do I need planning consent?

Firstly, if you are thinking of undertaking any construction of external DIY project including rendering, cladding, fencing, window installation or putting up a shed, you should first check to see if planning consent is required.  The easiest way of doing this is to see if neighbours have done anything similar recently and if they have, then it’s likely your project will be fine too. 

2.  Should I check with the local authority?

You can go online to your local authority planning pages and put in a street address and see what other planning permission have been granted or refused and often there will be an officers report which will give all the details as to why something has or hasn’t been successful.
If you are thinking of undertaking any construction of external DIY project including rendering, cladding, fencing, window installation or putting up a shed, you should first check to see if planning consent is required.

2.  How do I find out more?

You can also go online to the www.planningportal.co.uk this site has an interactive house diagram and a range of guides which will give more information.  Of course, if after that you need further clarification then contact us and we’ll take a site visit and discuss your plans and any consent that may be needed, we look forward to hearing your ideas.
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Contact me

If you'd like to speak to me about any of the above you can give me a call or send me a message and I'd be happy to help.

Call me on  01273 245234  or send me an email
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    By Nancy ASTLEY

    L&N Planning Services

​L&N Consultancy
​​34 Coombe Vale, ​
Brighton BN2 8HL ​
Company number ​11223424
Call us  01273 245234       
​Email  info.sussexplanning@gmail.com
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